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Macro Policies model essay

Discuss whether monetary policy by itself is sufficient to tackle COVID-19-related unemployment in Singapore.

Essay, part (b) [15] · H2 Economics

This model essay is by Mr Eugene Toh, author of the H1 and H2 A Level Economics TYS answer keys, published by SAP and sold at Popular, and of 50 Model Essays (Shing Lee).

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The model thesis in brief

Singapore's exchange-rate-based monetary policy can moderate cyclical unemployment but cannot fix the structural unemployment the pandemic accelerated. A mix of expansionary fiscal policy and supply-side retraining is required for a full recovery.

Examiner's note: what makes this an A

Singapore's monetary policy works through the S$NEER, not interest rates, so the analysis must run through the exchange rate and the Marshall-Lerner condition, not through borrowing costs.

The decisive move is to distinguish cyclical from structural unemployment. Exchange-rate policy can address the former indirectly, but it cannot retrain workers, so it is powerless against the skills mismatch the pandemic created.

Bring in concrete fiscal and supply-side measures (the Jobs Support Scheme, SkillsFuture, the SGUnited package) so the conclusion that a policy mix is needed is grounded rather than asserted.

Introduction

Monetary policy in Singapore operates primarily through exchange-rate management rather than interest-rate adjustments, as the Monetary Authority of Singapore (MAS) uses the Singapore Dollar Nominal Effective Exchange Rate (S$NEER) framework to maintain price stability and competitiveness. Under normal circumstances MAS adopts a modest and gradual appreciation of the Singapore dollar (SGD) to curb imported, cost-push and demand-pull inflation. In a recession such as the COVID-19 pandemic, a shift in stance, such as a depreciation or a neutral stance on appreciation, may be considered to mitigate rising unemployment. While monetary policy can address cyclical unemployment, it is insufficient against structural unemployment, requiring a mix of fiscal and supply-side policies to fully restore labour-market stability.

How monetary policy can address unemployment

One way monetary policy could reduce unemployment is by adjusting the exchange-rate stance to support recovery. A shift from modest, gradual appreciation to a depreciation of the SGD could be implemented by adjusting the slope of the S$NEER band downward or shifting the mid-point downward. A weaker SGD makes exports cheaper and imports dearer, improving export competitiveness and potentially raising demand for Singapore's goods and services. Given that Singapore's exports are likely price elastic, satisfying the Marshall-Lerner condition, a depreciation would likely improve the trade balance (X-M). As net exports rise, aggregate demand (AD) shifts rightward, lifting real national income and growth, and as firms face stronger demand they hire more factor inputs, including labour, reducing cyclical unemployment.

However, the effectiveness of this channel is limited by Singapore's heavy reliance on imported raw materials and essential goods. A weaker SGD raises the cost of imported goods, causing imported inflation that can raise firms' production costs and erode competitiveness over time. The rise in cost-push inflation may also lower real wages and reduce household purchasing power. Given these constraints, Singapore typically adopts a zero-percent appreciation or neutral stance on the S$NEER during recessions, rather than a depreciation, to balance preventing excessive unemployment with controlling inflation. While this neutral stance prevents a stronger SGD from worsening cyclical unemployment, it does not directly stimulate job creation, making it a moderate, indirect solution rather than a strong tool.

Limitations in addressing other types of unemployment

While a neutral or depreciative stance may prevent cyclical unemployment from worsening, it is ineffective against structural unemployment, a major issue during the pandemic. The pandemic accelerated structural shifts, particularly the decline of face-to-face service industries such as retail, hospitality and traditional F&B, and the rise of digital, e-commerce and technology-based sectors. Workers in declining industries lacked the skills to transition into new jobs, creating structural unemployment from a mismatch between labour supply and demand. Exchange-rate policy does not directly influence workforce skills, so other measures, such as supply-side policies, are needed to retrain and upskill displaced workers.

Alternative and complementary policies

Expansionary fiscal policy to address cyclical unemployment

The government implemented various fiscal stimulus measures during the pandemic, such as the Jobs Support Scheme (JSS), which subsidised wages to encourage firms to retain employees. Other measures, including rental relief, corporate tax rebates and direct cash transfers, helped firms sustain operations and supported consumer spending, preventing a further collapse in demand. Increased government spending (G) on infrastructure and healthcare also sustained employment in essential sectors. Fiscal policy has a more direct and immediate impact on cyclical unemployment than monetary policy, as it supports businesses and households directly rather than relying on exchange-rate adjustments.

Supply-side policies to address structural unemployment

To address structural unemployment, the government expanded retraining programmes such as the SkillsFuture Initiative and the SGUnited Jobs and Skills Package, which subsidised digital and technology-related courses. By equipping workers with relevant skills, supply-side policies help ensure long-term employment in growing industries. Unlike monetary policy, which only affects overall demand conditions, supply-side policies target the root cause by ensuring workers possess the skills required in emerging sectors.

Evaluative conclusion

While monetary policy can moderate cyclical unemployment by preventing excessive appreciation and supporting net exports, it is not a comprehensive solution. Exchange-rate adjustments have limited effect on structural unemployment, the key concern during the pandemic. A mix of expansionary fiscal policy and supply-side measures is needed to directly support businesses, sustain job creation and retrain displaced workers. Given the constraints of Singapore's monetary framework and economic structure, relying solely on monetary policy would be insufficient, making fiscal stimulus and supply-side reforms essential for a full labour-market recovery.

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Master the theory behind this essay

Revise the tools this answer uses: Monetary policy, Exchange rate policy, Unemployment, MAS monetary policy. See the full Macro Policies notes, the A Level Economics notes and the glossary.

Questions students ask

Why does Singapore use the exchange rate instead of interest rates?

As a small, open economy with free capital flows, Singapore cannot control both its interest rate and its exchange rate, so MAS manages the S$NEER and lets domestic interest rates be set externally. That is why the analysis of unemployment runs through export competitiveness rather than borrowing costs.

Are these the official answers?

No. This is a model essay by Mr Eugene Toh, author of the H1 and H2 A Level Economics TYS answer keys published by SAP and sold at Popular. Use it as a guide to structure and rigour, then write it in your own words.

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